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Fred Philpott
Fred read law at King’s College, London and was called (Gray’s Inn) in 1974. He was Head of Chambers until January 2006.
Fred specialises in consumer and regulatory law, with a particular emphasis on consumer credit. He regularly advises and acts for major financial institutions, including the clearing banks, and a wide variety of other lenders on consumer credit issues, from drafting of agreements to advising for the purpose of securitisation and acting on licensing issues. He also acts, primarily for businesses, across the full range of trading standards and environmental health matters. Fred also has expertise in general sale of goods matters and has recently acted in a number of VAT cases involving this area of law.
Recent reported cases include:
Consumer credit:
Goshawk Dedicated (No. 2) Ltd v. Bank of Scotland [2006] 2 All ER 610
Office of Fair Trading v. Lloyds TSB and others [2005] 1 All ER 843
Watchtower Investments Ltd v. Payne [2003] CCLR 10
Trading standards
R (Stoddart) v. Oxford Justices (2005) 168 JP 683
Suffolk County Council v Hilary’s Blinds Ltd (2002) 168 JP 381
The Link Stores v. London Borough of Harrow [2001] 1 WLR 1479
DSG Retail Ltd v. Oxfordshire County Council [2001] 1 WLR 1765
R v. Kettering Justices, ex p. MRB Insurance Brokers (2000) 164 JP 585
Food and environmental health
Harlow District Council v. Greene King Plc [2004] 2 All ER 102
DEFRA v. Asda Stores Ltd (2004) 168 JP 1
Other
Customs & Excise v. Debenhams Retail Plc [2005] STC 155
OFT v. First National Bank Plc [2002] 1 AC 481
Fred is considered to be the leading junior in the area of consumer law by Chambers and Partners Directory of the Legal Profession and The Legal 500.
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